Rates and fees

The following information is provided to assist you with making your decision to take a loan with Finance Central powered by Thorn Finance.

Fees Last updated 1st December 2020
Establishment Fee $80
Account Fee
Only one Account Fee is charged per account based on selected repayment.
Weekly $0.75
Fortnightly $1.50
Monthly $3.25
Referral Fee $295
Late Fee
Only one Account Fee is charged per account based on selected repayment.
Weekly $7.50
Fortnightly $15
Monthly $33
Payment Plan Late Fee $3.50
Refinance Fee $30
Buy Out Administration Fee $60
Door Knock Fee $35
Immobiliser Device* and Install Cost $345
Immobiliser Account Fee
Only one Immobiliser Account Fee is charged per account based on selected repayment.
Weekly $3.25
Fortnightly $6.50
Monthly $13

* Immobilisers only apply to certain credit profiles.

Interest
Annual Interest Rate (Fixed for Term) from 10.95% p.a. - 29.95% p.a.
Default Interest Rate* 5.00% p.a.

*This penalty only applies to the amount in default, for the period in default.

To view a copy of our Loan Agreement and Disclosure Statement please click here.


To view previous fees and rates please click here.

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