Rates and fees

The following information is provided to assist you with making your decision to take a loan with Finance Central powered by Thorn Finance.

Fees
Establishment Fee $80
Weekly Account Fee (Weekly Repayment)* $0.75
Fortnightly Account Fee (Fortnightly Repayment)* $1.50
Monthly Account Fee (Monthly Repayment)* $3.25
Referral Fee $295
Late Fee $7.50
Payment Plan Late Fee $3.50
Refinance Fee $30
Buy Out Administration Fee $60
Door Knock Fee $35
Immobiliser Device and Install Cost** $345
Immobiliser Weekly Account Fee** $3.25
Immobiliser Fortnightly Account Fee** $6.50
Immobiliser Monthly Account Fee** $13

 * Only one Account Fee is charged per account based on selected repayment.
** Immobilisers only applicable for any applicants where their credit profile has been determined that this may be required. Only one Account Fee is charged per account based on selected repayment.

Interest
Annual Interest Rate (Fixed for Term) from 9.95% p.a. - 29.95% p.a.
Default Interest Rate* 5.00% p.a.

*This penalty only applies to the amount in default, for the period in default.

To view a copy of our Loan Agreement and Disclosure Statement please click here.

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Monthly

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