Interest Rates & Fees

The following information is provided to assist you with making your decision to take a loan with Finance Central powered by Thorn Finance.

Establishment Fee $80
Weekly Account Fee (Weekly Repayment)* $0.75
Fortnightly Account Fee (Fortnightly Repayment)* $1.50
Monthly Account Fee (Monthly Repayment)* $3.25
Referral Fee $295
Late Fee $7.50
Payment Plan Late Fee $3.50
Refinance Fee $30
Buy Out Administration Fee $60
Door Knock Fee $35
Immobiliser Device and Install Cost $345
Immobiliser Weekly Account Fee* $3.25
Immobiliser Fortnightly Account Fee* $6.50
Immobiliser Monthly Account Fee* $13

*Only one Account Fee is charged per account based on selected repayment.

Annual Interest Rate (Fixed for Term) from 9.95% p.a. - 29.95% p.a.
Default Interest Rate* 5.00% p.a.

*This penalty only applies to the amount in default, for the period in default.

Sample Document

To view a copy of our Loan Agreement and Disclosure Statement please click here.