Rates and fees

The following information is provided to assist you with making your decision to take a loan with Finance Central powered by Thorn Finance.

Interest Rates Last updated 14th September 2021
Annual Interest Rate from 10.95% p.a. - 29.95% p.a.
Standard Fees
Establishment Fee $80
Admin Fee
Only one Account Fee is charged per account based on selected repayment.
Weekly $0.75
Fortnightly $1.50
Monthly $3.25
PPSR Fee included in establishment fee
Management Fees
Late Payment Fee
Only one Late Fee is charged per account based on selected repayment.
Weekly $7.50
Fortnightly $15
Monthly $33
Payment Plan Late Fee $3.50
Refinance Fee $30
Door Knock Fee $35
Penalty Interest 5% p.a. above prevailing rate
Vehicle Fees
Immobiliser Device* and Install Cost $345
Immobiliser Account Fee
Only one Immobiliser Account Fee is charged per account based on selected repayment.
Weekly $3.25
Fortnightly $6.50
Monthly $13

* Immobilisers only apply to certain credit profiles.

To view a copy of our Loan Agreement and Disclosure Statement please click here.


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